GHOST Finance

Privacy-preserving peer-to-peer lending on the Midnight Network. Instead of a public order book that leaks everyone's intent, lenders and borrowers post sealed intents to an off-chain matching server.

How it settles

• Both sides submit private lend/borrow intents.
• The matcher pairs compatible offers without revealing the book.
• Matches settle as direct wallet-to-wallet NIGHT transfers via a mnemonic-based CLI wallet.

Honest status

The CLI wallet + intent-matching loop work end-to-end on localnet today; on-chain contract escrow is the next milestone. The repo ships a STATE_OF_THE_PROJECT.md and a GAP_ANALYSIS.md — an honest "what actually runs today" map rather than a demo that overpromises.